Commercial financing, advised

See every financing option before you choose one.

Meridian gives established businesses direct access to banks, private lenders, and alternative lenders — matched to your business by someone who has structured these deals for years, not an algorithm guessing from a form.

Check your options How it works

$50K–$500KTypical financing range

3Lender types compared

$0Upfront fee to apply

Bank, private, and alternative lender relationships
No upfront fees — paid at closing, by the lender
Direct advisor, not a call center

Financing options

Four ways to fund growth — matched to what your business actually needs.

Working capital

Term Loans

A lump sum with fixed payments — the most broadly available option, suited to most established businesses.

Asset-backed

Equipment Financing

Fund new or used equipment with financing structured around the asset itself — often the fastest to close.

Revolving

Lines of Credit

Draw capital as you need it, for seasonal cash flow or ongoing flexibility, rather than one fixed loan.

Government-backed

SBA 7(a)

Longer terms and stronger rates for qualified businesses, in exchange for a more involved approval process.

How it works

Four steps, from application to funded.

Apply

A short form — no credit pull, no obligation. Takes under three minutes.

Get matched

We review your business against our lender network and identify the two or three options genuinely worth pursuing — not every lender we work with.

Compare offers

We walk through the real terms side by side, so the tradeoffs are clear before you sign anything.

Close and fund

We manage documentation and lender follow-up through closing, so it doesn't fall on you.

About

Advised by someone who has done this work directly.

Meridian Business Capital was founded to fix a specific problem: business owners shouldn't have to guess which lender will actually say yes, or discover the real cost of financing only after they've signed.

Our founder has worked directly as a commercial lending broker, structuring financing across bank, private, and alternative lending channels — and built relationships with lenders that inform every match we make, rather than a generic online questionnaire.

We're paid by the lender at closing, not by you. That keeps our incentive aligned with getting you the right financing, not just any financing.

For referral partners

If you work with business owners, we'd like to work with you.

CPAs, accountants, business brokers, commercial real estate professionals, consultants, and attorneys regularly encounter clients who need financing guidance. We're building reciprocal relationships with trusted advisors — not a referral-fee arrangement — so your clients get a resource you can stand behind.

Start a conversation

Apply

Check your options.

No credit pull. No obligation. We'll follow up within one business day with a real read on what's available to you — not an automated rate estimate.